Hey there! Want to make some extra cash with your phone? Imagine this — you tell your friends about a cool app, and you both get rewarded! That’s the magic of UPI refer and earn apps. In this blog, we will show you the best ones for 2024, so you can easily earn money with just a few taps!
Here Is a List Of Top UPI Apps with Referral Bonuses :
- PhonePe UPI
- Google Pay UPI
- Amazon Pay UPI
- Paytm
- Mobikwik
- Navi UPI
- Cred UPI
- Airtel Payments Bank
- PayZapp by HDFC Bank
- FamPay
- PayMatrix
- XPay
PhonePe UPI :
Looking for a convenient and secure way to make payments from the comfort of your home? Look no further than PhonePe UPI! This digital payment platform lets you send money, recharge your phone, pay bills, and more — all without needing cash or stepping outside. Plus, for a limited time, you can get rewarded just for trying it out!
Get Up to ₹100 Cashback on Your First Transaction with PhonePe UPI!
PhonePe UPI is offering a fantastic way for new users to experience the ease and security of their platform. When you sign up and make your first transaction using PhonePe UPI, you will get cashback of up to ₹100! This is a great opportunity to try out PhonePe UPI for yourself and see how it can simplify your everyday financial needs.
Don’t miss out on this exciting offer! Download the PhonePe app today and start making secure and convenient payments with the added bonus of cashback!
For PhonePe Referral Code — Click Here
Google Pay UPI :
PhonePe UPI is a convenient and secure way to make digital payments directly from your bank account. You can ditch the hassle of reloading wallets and avoid withdrawal fees. With PhonePe UPI, your money stays readily available for instant payments.
But wait, there’s more! Not only does PhonePe UPI simplify your payments, but they’re also offering a fantastic bonus. Get ₹201 on your very first payment using PhonePe UPI!
Ready to get started? Download the PhonePe app now and join the millions who are already enjoying the ease and rewards of PhonePe UPI.
For Google Pay UPI Referral Code — Click Here
Amazon Pay UPI :
Red Cart, your one-stop shop for all things shopping, is excited to announce a fantastic offer with Amazon Pay! Now you can not only use Amazon Pay for money transfers, scanning QR codes, paying bills, and shopping, but you also have the chance to win exciting rewards!
Double the Fun: Scratch and Win & Referral Bonus
Here’s why you should download the Amazon Pay app today:
- First UPI Transaction Bonus: Make your first Amazon UPI transaction on Red Cart and get a chance to win up to ₹100 through a fun scratch-and-win game! There’s a possibility of winning rewards up to ₹500 every single day with Amazon Pay.
- Referral Program: Spread the joy and earn rewards! Amazon Pay offers a referral program where you can earn ₹25 for every successful referral. Your friend will also get a ₹25 bonus when they sign up using your referral link.
Don’t miss out on this amazing opportunity to save and win with Amazon Pay on Red Cart. Download the app now and start reaping the benefits!
For Amazon Pay UPI Referral Code — Click Here
Paytm :
Looking for a secure and convenient way to manage your money? Look no further than Paytm UPI! This innovative platform allows you to easily send and receive money, recharge your phone, pay bills, and even shop online — all directly from your bank account. With Paytm UPI, there’s no need to juggle multiple apps or worry about carrying cash.
Plus, you can earn big with Paytm UPI referral program! Just for signing up and making your first payment using Paytm UPI, you will get rewarded with up to ₹100 cashback. And the good news does not stop there! By referring your friends to Paytm UPI, you can earn even more cashback rewards.
Ready to join the digital payment revolution? Download the Paytm UPI app today and start experiencing the benefits of a cashless lifestyle!
For Paytm Referral Code — Click Here
Mobikwik :
MobiKwik is your one-stop shop for all your daily payment needs. From recharging your mobile phone or paying bills to transferring money and making UPI payments, MobiKwik offers a convenient and secure platform for managing your finances. They go beyond just transactions by providing services like DTH bill payment, broadband payment, and even credit card bill payments.
Earn Cashback with MobiKwik Referral Program
There is more to MobiKwik than just convenience! They also have a rewarding referral program where you can earn extra cash. Here’s how it works:
By referring your friends to MobiKwik, you both get benefits! When your friend signs up using your referral link and makes their first payment, you’ll both receive ₹100 SuperCash.
Get Started Today and Enjoy the Benefits!
Don’t miss out on this opportunity to make your payments easier and earn some extra cash along the way. Download the MobiKwik app today and start referring your friends! GET UP TO RS 100 SUPERCASH with MobiKwik referral program.
For Mobikwik Referral Code — Click Here
Navi UPI :
Navi offers a fantastic referral program called ‘Navi Refer and Earn Rewards ‘ that lets you earn money for inviting your friends and family to join Navi. With this program, you can not only benefit yourself but also help your loved ones discover the various financial products and services Navi provides.
There is double the joy! When your friends sign up for a Navi product using your unique referral link, they receive a bonus, and you, as the referrer, earn a reward as well. The best part? There is no limit to how many friends you can refer to, which means you can keep earning rewards for successful referrals.
Navi offers a variety of financial products, and the specific reward amount you earn depends on the product your friend chooses. However, you can potentially earn up to Rs. 30,000 per successful referral. So, why wait? Start referring to your friends today and unlock a world of financial rewards with Navi!
For Navi Referral Code — Click Here
Cred UPI :
CRED is a unique app designed to reward you for something you already do: pay your monthly credit card bills. Unlike traditional reward programs, CRED doesn’t limit you to earning points at specific stores or restaurants. Instead, you will earn rewards simply for making your regular credit card payments on time. This makes CRED a fantastic way to boost your overall rewards without having to change your spending habits.
For Cred Referral Code — Click Here
Airtel Payments Bank :
Airtel Thanks app is your one-stop solution for managing your mobile life. You can recharge your phone, pay bills, use BHIM UPI for transactions, access mobile banking, store data, stream content, and so much more — all from a single app.
Looking for an extra incentive to try it out? They are offering a flat 50% cashback on your very first transaction using Airtel UPI! That’s right, you can get up to Rs 50 back simply for making a purchase through the app.
For Cred Referral Code — Click Here
PayZapp by HDFC Bank :
Looking for a convenient way to make payments and get rewarded? Look no further than PayZapp! By signing up for PayZapp through Red Cart’s referral program, you can earn a cool ₹25 bonus. That’s right, just for downloading the app and signing up, you’ll get some extra cash in your wallet.
Easy Steps to Get Your ₹25 Bonus
Here’s how to claim your ₹25 bonus with PayZapp referral program:
- Download and install the PayZapp app on your smartphone.
- During signup, enter the referral code provided by Red Cart.
- To activate your bonus, make a minimum transaction of ₹250 using PayZapp. This could be a mobile recharge, bill payment, or even a purchase at a participating merchant.
- Once your transaction is successful, you’ll receive your ₹25 bonus within 5–7 business days directly in your PayZapp wallet.
That’s it! With just a few simple steps, you can start enjoying the benefits of PayZapp and earn some extra cash with the Red Cart referral program. So, why wait? Sign up today and unlock a world of convenient payments and rewards!
For PayZapp Referral Code — Click Here
FamPay :
Looking for a convenient and secure way to manage your finances? Look no further than FamPay, a mobile payment app designed specifically for teenagers. FamPay allows teens to make digital payments, split bills with friends, and even get rewarded for responsible financial behavior. Plus, the app comes with a linked prepaid card that can be used for both online and offline transactions, making it a one-stop shop for managing pocket money.
For FamPay Referral Code — Click Here
PayMatrix :
Are you tired of juggling multiple apps and websites to manage your finances? Do you want a convenient way to pay bills, recharge your phone, and shop online, all while earning rewards? Look no further than Paymatrix! PayMatrix is a one-stop solution for all your financial needs, offering a user-friendly platform and a rewarding referral program.
Sign Up Bonus and Referral Rewards
Sign up for Paymatrix today and get a cool ₹100 bonus just for using our referral code! It’s that simple. Plus, Paymatrix offers a fantastic way to earn extra cash through their referral program. Share your unique code with friends and family, and when they sign up using your code, both you and your friend will receive another ₹100 bonus each! It’s a win-win situation.
Don’t Miss Out! Sign Up Today!
Don’t miss out on this exciting opportunity to simplify your finances and earn rewards. Download the Paymatrix app today, sign up with the referral code, and start enjoying the benefits of Paymatrix!
For Paymatrix Referral Code — Click Here
XPay :
Save Money and Earn Cashback with XPay
Looking for a convenient way to pay your mobile recharges and bills while also earning some extra cash? Look no further than XPay! XPay is a mobile app that allows you to easily manage your bills and recharges, all in one place. But that’s not all! XPay also offers a rewarding referral program that lets you earn real cash back.
Earn ₹15 Cashback on Your First Transaction
Here’s how to get started and earn some quick cash:
- Download the XPay Life app and enter the referral code during registration.
- Make your first successful transaction of at least ₹49.
- Boom! You’ll instantly receive a ₹15 cashback bonus along with 30 points!
That’s right, you can get free money just for using XPay. This is a great way to try out the app and see how much you can save on your monthly bills.
More Than Just Cashback: The Benefits of XPay
XPay offers more than just a chance to earn some extra cash. Here are some additional benefits you’ll enjoy when you use XPay:
- Quick and Easy Bill Payments: Pay your mobile recharges and bills quickly and conveniently, all within the XPay app.
- Variety of Options: Enjoy a wide range of recharge and bill payment options to suit your needs.
- Secure and Reliable: XPay is a secure and reliable platform for all your financial transactions.
Don’t miss out on this opportunity to save money and earn some extra cash! Download the XPay Life app today and start experiencing the benefits of a smarter way to manage your bills.
For XPay Referral Code — Click Here
With a variety of UPI apps offering attractive referral bonuses, you can find the perfect platform to streamline your digital payments while earning some extra rewards. Consider the features, security measures, and referral program details of each app before making your choice. Remember, these bonuses are a great way to incentivize both you and your friends to explore the convenience of UPI payments. Happy shopping and earning!
FAQs Top UPI Apps with Referral Bonuses :
Q: Why do most people use PhonePe?
A: PhonePe is widely used because of its user-friendly interface and seamless integration with various services. It offers a range of features like bill payments, recharges, money transfers, and more, all in one app. Additionally, PhonePe provides attractive cashback offers and discounts, making it a preferred choice for many users.
Q: Why do people prefer UPI?
A: Unified Payments Interface UPI is preferred by many because of its convenience and security. UPI allows users to instantly transfer money between bank accounts using their smartphones, eliminating the need for traditional methods like NEFT or RTGS. UPI is also known for its low transaction fees and real-time transfer capabilities, making it a popular choice for digital transactions.
Q: Is it OK to give someone your UPI ID?
A: It is generally safe to give someone your UPI ID for the purpose of receiving payments. However, it’s important to be cautious and only share your UPI ID with trusted individuals or businesses. Avoid sharing your UPI ID on public forums or with unknown entities to prevent unauthorized transactions.
Q: Should you give your UPI ID to someone?
A: It is generally safe to share your UPI ID with trusted individuals or businesses for the purpose of receiving payments. However, it’s important to exercise caution and avoid sharing your UPI ID on public forums or with unknown entities to prevent unauthorized transactions.
Q: What allows people to find you in Google Pay?
A: In Google Pay, people can find you using your registered mobile number linked to your bank account or by scanning your QR code. Your mobile number acts as a unique identifier that allows others to send you money or request payments through the app.
Q: How do I ask for money through UPI?
A: To ask for money through UPI, you can follow these steps:
- Open your UPI-enabled app such as Google Pay, PhonePe, etc..
- Navigate to the ‘Request Money’ or similar option.
- Enter the UPI ID or mobile number of the person you want to request money from.
- Enter the amount you are requesting.
- Optionally, you can add a note to specify the reason for the request.
- Confirm the request.
Q: Benefit of Amazon Pay UPI ?
A: Amazon Pay UPI offers a quick and convenient way to make payments directly from your bank account while shopping on Amazon or other merchant websites that accept UPI payments. It allows you to pay for orders without the need to enter your card details or OTP, making the checkout process faster and smoother. Additionally, Amazon often provides cashback and rewards for using Amazon Pay UPI, making it a more economical payment option.
Q: Is it safe to use Amazon Pay UPI?
A: Yes, Amazon Pay UPI is considered safe to use. It uses secure encryption protocols to protect your financial information and transactions. However, as with any online payment method, it’s important to follow best practices such as keeping your UPI PIN confidential, using strong passwords, and being cautious of phishing attempts.
Q: Example of UPI ID in Amazon Pay ?
A: An example of a UPI ID in Amazon Pay could be something like “yourphonenumber@apl” e.g., 9999999999@apl. This UPI ID is linked to your Amazon Pay account and can be used to receive payments from other UPI users or make payments for purchases on Amazon or other UPI-enabled platforms.
Q: Why do people prefer Paytm?
A: People prefer Paytm for its wide range of services, including mobile recharges, bill payments, ticket bookings, and online shopping. Paytm offers cashback and discounts, making transactions more rewarding. Its user-friendly interface and widespread acceptance also contribute to its popularity.
Q: How can I talk to a person in Paytm?
A: To talk to a person at Paytm, you can contact their customer support team through the app or website. In the app, go to the “Help & Support” section and choose the relevant issue. You’ll find options to chat with a representative or request a callback. You can also call their customer care number, which is usually displayed on their website.
Q: What is Paytm in simple words?
A: Paytm is a digital payment platform that allows users to make various transactions such as mobile recharges, bill payments, and online purchases using their smartphones. It also offers services like ticket bookings, money transfers, and savings options. Paytm is known for its convenience, cashback offers, and ease of use.
Q: Is MobiKwik good or bad?
A: MobiKwik is a digital wallet and payment service provider in India. Its reputation can vary based on individual experiences. Some users find MobiKwik convenient for making online transactions, bill payments, and recharges. However, like any service, there can be issues such as transaction failures, customer service concerns, or security issues. It’s advisable to research and read reviews before using any financial service.
Q: How many people use MobiKwik?
A: As of my last update, MobiKwik had over 120 million users. However, this number may have changed, so I recommend checking their official website or recent reports for the most up-to-date information.
Q: How to talk to MobiKwik customer care?
A: To contact MobiKwik customer care, you can follow these steps:
- Open the MobiKwik app or website.
- Look for the ‘Help’ or ‘Support ‘ section.
- Choose the option to chat with customer support or find the customer care contact details.
- You may be able to chat live with a representative or find a phone number or email address to contact them directly.
- Explain your issue clearly and provide any necessary details to receive assistance from MobiKwik’s customer care team.
Q: Is Navi UPI safe to use?
A: Navi UPI is considered safe to use, as it is built on the UPI infrastructure, which is regulated by the Reserve Bank of India RBI and is known for its security features. However, it’s important to follow best practices for online security, such as using strong passwords and enabling two-factor authentication, to ensure the safety of your transactions.
Q: Is Navi loan real or fake?
A: Navi offers real loans to individuals, and it is a legitimate financial services company. However, as with any financial product, it’s essential to carefully read the terms and conditions, understand the interest rates and fees, and ensure that you are dealing with the official Navi platform to avoid falling victim to scams.
Q: Is Navi approved by the RBI?
A: Navi is regulated by the RBI as a non-banking financial company NBFC. It is important to note that while Navi is approved to operate as an NBFC, individual products and services offered by Navi may have specific regulatory requirements that they need to comply with. It’s always a good idea to verify the credentials and approvals of any financial institution before engaging with them.
Q: Is CRED UPI safe to use?
A: Yes, CRED UPI is generally considered safe to use, with the app employing security measures to protect user data and transactions. However, users should always follow best practices for online security.
Q: What are the benefits of CRED UPI?
A: CRED UPI offers convenience, allowing users to make payments and manage their credit card bills seamlessly through the app. Additionally, users can earn rewards and cashback for timely credit card bill payments.
Q: Does CRED ask for CVV?
A: No, CRED does not ask for CVV Card Verification Value as it is not required for UPI transactions. CVV is typically used for card transactions, not UPI payments.
Q: Is CRED RBI approved?
A: While CRED is not approved by the Reserve Bank of India RBI as an entity, it uses UPI, which is regulated by the RBI. CRED must comply with the rules and regulations set by the RBI for UPI transactions.
Q: What are the disadvantages of CRED?
A: Some disadvantages of CRED may include limited payment options, as it primarily focuses on credit card bill payments, and a membership requirement, where users need to have a credit score above a certain threshold to access CRED’s services.
Q: Can we trust Airtel Payment Bank?
A: Airtel Payment Bank is a licensed payment bank regulated by the Reserve Bank of India RBI. It is generally considered trustworthy for conducting financial transactions. However, users should follow best practices for online security and keep their credentials safe.
Q: Is HDFC PayZapp useful?
A: HDFC PayZapp can be useful for various purposes, including mobile recharges, bill payments, online shopping, and money transfers. It offers convenience and security, allowing users to make transactions easily through their smartphones.
Q: What is the limit of HDFC PayZapp?
A: The transaction limits for HDFC PayZapp may vary based on the type of transaction and the user’s account status. Users can check the app or contact HDFC customer care for specific details on transaction limits for their account.
Q: How do I convince my parents to pay for FamPay?
A: To convince your parents to use FamPay, you can highlight its benefits, such as:
- Convenient way to manage pocket money.
- Tracking of expenses and setting budgets.
- Safety features like instant card locking and transaction notifications.
- Ability to teach financial responsibility from a young age.
Q: Is FamPay 100% safe?
A: FamPay emphasizes security and claims to use encryption and other measures to protect user data. However, no system can guarantee 100% safety, so it’s important to follow best practices like using strong passwords and keeping your account information private.
Q: Can 18+ use FamPay?
A: Yes, individuals aged 18 and above can use FamPay. It is designed for teenagers and young adults to manage their finances digitally and learn financial literacy.
Q: What is the 7th pay scale?
A: The 7th Pay Commission introduced a new pay matrix system to determine the salaries of government employees in India. The pay scale is based on the employee’s level in the hierarchy and is calculated using the basic pay.
Q: What is level 1 pay scale?
A: Level 1 in the 7th Pay Commission’s pay matrix corresponds to the entry-level pay scale for government employees. The basic pay for Level 1 starts at Rs. 18,000 per month.
Q: What is the salary of 4800 grade pay?
A: The salary of an employee with a grade pay of Rs. 4800 would depend on their level in the pay matrix. However, as an approximate example, for a Level 8 employee, the basic pay would be Rs. 47,600 Rs. 39,200 basic pay + Rs. 8,400 grade pay.
Q: What is the salary of 5400 grade pay?
A: Similar to the previous answer, the salary of an employee with a grade pay of Rs. 5400 would vary based on their level. For example, for a Level 9 employee, the basic pay would be Rs. 53,100 Rs. 46,800 basic pay + Rs. 6,300 grade pay.
Q: What is XPay Life?
A: XPay Life is a digital payment platform that offers a range of services including bill payments, recharges, and digital services. It aims to make payments convenient for users through various channels such as online, mobile app, POS machines, and more.
Q: What is an XPay payment?
A: An XPay payment refers to a transaction made using the XPay Life platform to pay bills, recharge mobile phones, or avail other digital services offered by the platform.
Q: How do I contact XPay?
A: You can contact XPay Life through the following methods:
- Visit the XPay Life website and use the contact form.
- Call their customer support number.
- Reach out to them via email.
Q: Is XPay Life safe?
A: XPay Life implements security measures to protect user data and transactions. However, users should follow best practices for online security and keep their credentials safe.
Q: Is XPay safe?
A: XPay is generally considered safe for conducting digital transactions. It is important for users to follow best practices for online security and keep their credentials secure.
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